Public finance & development advisory
Public finance.
Lasting development.
Partnering with governments and development institutions to translate public resources and policy into stronger institutions, better services and better outcomes for people.

A perspective from our director
Public financial management should ultimately be judged by what it enables government to deliver.
Over more than two decades of working across public-finance systems, I have seen that technically sound reforms are not enough on their own. Budgets, financial controls, institutions and information systems create value when they help governments make better choices, strengthen accountability and improve the services that reach citizens.
At PFM Solutions, we therefore look beyond individual PFM instruments. We connect fiscal realities, institutional capability and sector delivery—from national systems to frontline services—and focus on reforms that can actually work within government.
Hammad Yunus
Director, PFM Solutions
Our perspective
From public resources to real outcomes
We work backwards from the public outcome, asking what financing, institutions and systems are needed to make it possible.
Featured evidence
What does it cost to reach every child?
Cost and equity analysis of routine immunization in Pakistan linked the cost of service delivery with coverage and equity to inform resource-allocation decisions.
Fiscal intelligence
Fiscal intelligence for better decisions
PFM Solutions is developing a data and policy-monitoring layer around Pakistan's public finances.
Pakistan Fiscal Pulse
Key indicators in development — no approved data yet.
Policy & Reform Monitor
Tracked reform updates in development — no entries published yet.
Established 2016 · Pakistan + UAE · Senior-led public finance and development advisory
Get in touch
Talk to us about a financing or reform challenge
United Arab Emirates
PFM Solutions Pvt. Ltd BFC
Ajman, United Arab Emirates
info@pfmsolutions.com.ae+971 58 661 3611
